Utilities
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Payment Processing Solutions for Utility Providers
Visa, MasterCard, and Discover offer incredibly low interchange rates to businesses that provide utility services. These special rates are called the utility interchange rates, and they can help to reduce your monthly credit card processing fees by up to 70%.
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Does My Business Qualify
If your business provides ANY of the following services, you're eligible for a Utilities merchant account:
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Waste Disposal & Waste Management Sevices
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Residential Trash Collection
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Container Rentals
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Roll-off Services
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Water / Gas / Electric Distribution or Generation Services
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Sanitary Utility Services
Integrations
What Are The Utility Interchange Rates
The most important thing to understand about a Utilities merchant account is that you do not pay a percentage discount rate on the credit and debit card payments you process. Instead, you only pay a flat, per transaction fee.
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Example: If your business processes a Visa consumer credit card payment in the amount of $500.00, you will only pay a $0.75 transaction fee on that sale.
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​Typically you would pay a discount rate of between 1.5% to 2.5% plus a transaction fee. But with a Utilities merchant account, there are NO percentage rates; you only pay the flat, per transaction fees listed below:
Visa
Debit-$0.65
Credit - $0.75
Rewards - $0.75
Signature - $0.75
Commercial - $1.50
MasterCard
Debit - $0.45
Credit - $0.65
Rewards - $0.75
World - $0.75
Commercial - $1.50
Discover
Debit - $0.75
Credit - $0.75
Rewards - $.75
Commercial - $1.50
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Why Choose Diversified Payments?
Experience
Since 2008, Diversified Payments has been a trusted provider of secure and reliable payment solutions for thousands of merchants across various industries and sizes. Our management brings over 25 years of expertise in the processing space, ensuring unparalleled support and efficiency for businesses throughout the United States.
Transparent Pricing
Discover peace of mind with Diversified Payments' Transparent Pricing. Our straightforward, easy-to-understand rates come with a Rate Lock guarantee, ensuring no hidden fees or surprises. No long-term contracts—just transparent and reliable payment solutions tailored to your needs.
Technology
With actionable data & insights, easy-to-use reporting & analytics, advanced fraud prevention & chargeback management, multi-account & location toggling, and our real-time Quickbooks Payments Sync, we have you covered. Our dashboard provides merchants and SaaS partners unmatched business management technology.
Benefits of Diversified Payments
Fast Approval
Get better processing now, don't wait. Many retail merchant services accounts are approved and activated same-day!
Free Equipment Program
Don’t lease or buy a new machine. 98% of our merchants qualify for free credit card terminals or processing equipment.
Top Rated Support
Our white-glove customer service gives you five-star treatment. You’ll never want another processor!
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Online Reporting
24/7 online access to a full reporting suite helps you track revenue and performance whenever you want it.
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Same Day Funding
No more waiting for your deposits. You get same day funding so you can run your business without roadblocks.
Fee Re-imbursement
We offer cancellation fee re-imbursement up to $350 when you switch your processing to Diversified Payments.
Request a call back
We want to hear from you. If you are interested in setting up a new merchant account with us, please contact us through the form below and we'll call between the hours of 9:00 AM and 7:00 PM EST, Monday-Friday. If you require assistance with an existing account, please call our customer service line 24/7/365.
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