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98% of all text messages are read by the intended recipient and the average response time to a message is -3-minutes? Adding text or chat based commerce places your business in a league of your own with 6x faster payments than paper billing and 3x faster remittance over email invoicing.

Text to Pay Diversified Payments

With our patented TXT2PAY® technology, it’s easy:

  1. The merchant sends payment request via text

  2. The consumer simply approves the transaction with a simple secure code

  3. Payment complete

The most critical touchpoint in your customer’s journey is the payment experience

of customers want to use their smartphones or another online platform to make payments


of all texts are opened within just three minutes




Accelerate cash flow via payments in seconds

Contactless payments like TXT2PAY® are 10x faster than in-person options.

Eliminate PCI risk via airtight compliance

TXT2PAY® offers the highest level of PCI compliance to keep customer data secure.

Gain higher satisfaction scores via improved CX

More than 80% of consumers prefer TXT2PAY® for fast, simple, and secure transactions.

Set up simply via seamless integration.


Opt-in easily via no new app download

Transactions happen in a single message thread—no logins or passwords needed.

Bypass checkout lines via a simple text exchange

TXT2PAY® is contact-free, so picking up purchases and prescriptions is grab-and-go.

Keep receipts and documentation via secure digital wallet

Consumers can access purchase history and send documents effortlessly,

Successful Credit Card Transaction
Why Choose Diversified Payments?

Since 2008, Diversified Payments has provided thousands of merchants of all sizes and in different industries reliable and secure merchant services payment solutions. As a family-owned company, Diversified's management shares over 25+ years of experience in the processing space.

Transparent Pricing and Unparalleled Support

Enjoy straightforward, transparent pricing with no surprises and no long-term contracts. We are committed to providing an unsurpassed level of customer service and to building a personalized business relationship based on professionalism and impeccable support. 


With actionable data & insights, easy-to-use reporting & analytics, advanced fraud prevention & chargeback management, multi-account & location toggling, and our real-time Quickbooks Payments Sync, we have you covered. Our dashboard provides merchants and SaaS partners unmatched business management technology.

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