Innovative, cost-effective payment processing
Lower Your Payment Processing Fees Today
Our goal is to make you more profitable. We deliver innovative payment solutions, credit card processing with no hidden fees and the ability to eliminate them altogether, fast funding and ultimate visibility into your transaction data.
Interchange + .20% + .08 cents per transaction
Monthly Fee $10
Interchange Cost +
Interchange cost-plus is a merchant account pricing model where a fixed markup is applied directly to wholesale cost or interchange fees published by the card brands. Interchange plus is the most transparent, cost-effective form of merchant account pricing. Diversified Payments offers the guaranteed lowest cost Interchange cost-plus pricing in the industry.
A payment card surcharge, also known as a checkout fee, is an additional fee that a merchant adds to a consumer’s bill when he or she uses a card for payment.
You keep 100% of every credit card sale: when you sell $100, you receive $100. Pay only for debit card transactions.
Our turnkey solution complies with all the rules and automatically has you covered.
Cash Discount - Dual Pricing
Dual pricing is a merchant processing feature that presents a cash price and a credit card price to the customer, allowing them to decide on their preferred payment method. Many gas stations in the U.S. have offered–and are still offering–both cash and credit prices. It’s a strategy that makes a lot of sense for business owners, as they retain 100% of the price for any product they sell, regardless of how the customer pays for it.
Additional Pricing Options
Level II and Level III
Are you processing commercial, corporate and government payments? Level II and Level III optimization can help your business realize additional, significant savings.
Credit card processing methods fit into three levels: Level 1, Level 2 and Level 3. Each level is defined by the amount of information that is required or passed to complete a payment with Level 1 having the lowest requirements and potentially the highest costs. Level 2 and Level 3 card data (also known as Level II and Level III) is a set of additional information that can be passed during a credit card transaction.
Save time and money by accepting one-time or recurring ACH payments. With ACH payment processing, you reduce the number of processing fees you pay compared to credit cards and collecting and depositing paper checks.
Accept ACH payments online, in-person, over the phone, or on your mobile device. Worried about collecting bad checks? Diversified Payments offers Check Guarantee! ACH processing fees are a fraction of the cost of processing credit cards.