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Innovative, cost-effective payment processing

Lower Your Payment Processing Fees Today

Whether your business wants to pass on processing fees to the cardholder or just doesn't want to pay more than you have to, we've got you covered! 

Interchange + .20% + .08 cents per transaction
Monthly Fee $10
PCI $7.95/mo

Interchange Cost +

Interchange plus pricing is a model that’s often used by credit card processors to help determine the cost paid by merchants per transaction. It consists of two components, in turn the interchange fee put in place by the card network, and the markup, which – in contrast – is set by the credit card processor itself. If a card network changes the rate of interchange fees on a card, that component of the merchant service charge changes automatically.

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Surcharging is the practice of adding a small fee to a credit card transaction to cover the merchant's costs for processing the payment. Instead of the merchant having to absorb this expense, the customer who chooses to pay by credit card pays for the processing costs that do not apply to other payment methods. Surcharges are not applied to debit cards.


Cash Discount - Dual Pricing

Dual Pricing is not new.  Many gas stations around the nation have been offering both cash and credit prices for over a decade. The benefit to the business owner is no secret.  When businesses offer dual pricing, they retain 100% of the price for every product they sell regardless of how the customer pays. It is great for the business owner.

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Level II and Level III

Level 2 and Level 3 card data (also known as Level II and Level III) is a set of additional information that can be passed during a credit card transaction. Level 2 and Level 3 card data provides more information for business, commercial, corporate, purchasing, and government cardholders

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Save time and money by accepting one-time or recurring ACH payments. With ACH payment processing, you reduce the number of processing fees you pay compared to credit cards and collecting and depositing paper checks.

Accept ACH payments online, in-person, over the phone, or on your mobile device.